Have You Reviewed Your Long-Term Care Insurance Options Recently?

What is long term care?

Long-term care is not limited to nursing homes. Many people will require long-term care at some point, often starting with home care and possibly transitioning to assisted living or eventually care in a nursing home.

Consider how long-term care fits into your overall financial strategy.

• How long might you need long-term care? Average care needs do not tell the full story. Some individuals may not require care, some may need it only for a short period, while others may need extensive care for more than five years.
• Do long-term care costs vary from state to state? Yes, the cost of care can vary significantly depending on where you receive services.