What is the risk of taking on too little risk?

The Risk of “Safe Assets” is that you might end up running in place

How many millionaires do you know that have become wealthy by investing in savings accounts?
I rest my case.

Robert Allen

Sources:Bankrate.com, U.S. Treasury, and Standard & Poor’s. Rates of return and inflation are derived using the averages from 1995 to 2016. U.S. equities are represented by the S&P 500 Index. Past performance does not guarantee future results.