Key Questions for Long-Term Investors

March 4, 2022
Whether you’ve been investing for decades or are just getting started, at some point on your investment journey you’ll likely ask yourself some of the questions below. Trying to answer these questions may be intimidating, but know that you’re not alone. Your financial advisor is here to help. While this is not intended to be
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What happens if my assets do not keep pace with inflation?

September 18, 2020
The Risk of “Safe Assets” is that you might end up running in place How many millionaires do you know that have become wealthy by investing in savings accounts? I rest my case. Robert Allen Sources:Bankrate.com, U.S. Treasury, and Standard & Poor’s. Rates of return and inflation are derived using the averages from 1995 to
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Do you have a plan for your income allocation?

July 30, 2019
Your income allocation is comprised of the components of your taxable income you can control. How much should I distribute from my IRA each in year in retirement? How much should I contribute to my Roth IRA during my working years? How much should I convert from IRA to my Roth IRA in any given
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Are taxes holding your investments back?

July 30, 2019
Every client wants to get the most out of their investments.  They want the highest possible returns with the least amount of risk.  Most investors own multiple accounts and products, purchased at different times, for different reasons, with little or no consideration of how those accounts may work together. The fact that a part of
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How should you use asset location in your portfolio?

July 30, 2019
What is asset location? The goal of investing should be to provide the highest after-tax returns across the entire portfolio.  It begins by placing the assets where they will be the most tax-efficient. By looking at the anticipated returns from each investment type, and then looking at the way they incur the least amount of
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How does asset allocation help you?

July 30, 2019
Improve your chances for more consistent returns over time.   By investing in several different asset classes, you can improve your chances of participating in market gains, and lessen the impact of poor-performing asset categories on your overall portfolio returns. Reduce overall risk. Portfolio diversification can reduce the amount of volatility you experience by simultaneously spreading
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